Household organization: are 100 € of household money per week enough?

I have yes a few months ago already a contribution about the topic Save money written and told to you -> how we manage to save relatively much money every month . Because on Instagram in the last days so many questions came up to this topic, I would like to go into it today again a little more concretely and show you, how we manage it, on average only ca. 70 – 100 € to spend on our weekly groceries. This article is about the following topics:

  • Our household money
  • You don’t save on food – or do you??
  • discounter vs. Supermarket
  • 7 tips for saving on your weekly shopping
  • Our weekly meal plan
  • 20 family meals for under 5 €

household money

Money is not something to talk about? I do! Why not?! After all, it is an interesting topic. We’ve been spending for a few years now between 70 – 100 € household money per week – so not very much. Our frugality started when we once spent quite a bit of time on a very had to make do with little money and have noticed how much money can be saved by a clever planning can be saved in a relatively short time. It’s basically all a matter of Habit or. the convenience and organization.

household money

The envelope trick

In order not to lose the overview, we have our Household money at the beginning always on 1. of the month and then in 4 envelopes distributed on the individual weeks. Ca. 50 € we have then for the bulk shopping at the discount store used at the beginning of the week – from the remaining money I z.B. bought extra fruit, vegetables, bread or other things during the week. So it is basically still today, only I am now not quite so consistent. Our purchases but I still plan (see below) and really try to only buy the things that are on the Shopping list stand. To bargain shelves I give decoration and household items a particularly wide berth – after all, you don’t save money by buying things cheaply that you don’t actually need (> regardless of how expensive they are otherwise). I’ve been able to do this mainly through my -> Minimalism Project learned.

What we buy

Our weekly shopping included ingredients for 6 – 7 lunches for 3 – 4 persons each, bread for breakfast + dinner as well as for break, baked rolls for the weekend, oatmeal, butter, cold cuts + jam, eggs, vegetables, fruit and natural yoghurt / curd cheese. Also 1 -2 packages of sweets and z.B. Salt sticks as well as dishwashing liquid, toothbrushes, shower gel, cream, etc. In the process, I got rid of the idea that everything must always be available at all times. If we’re out of Gouda, we’ll just eat bread with cream cheese and cucumber. The sensible and mindful use of food is for me in the meantime a Attitude thing and something that I would like to exemplify to the children in exactly the same way. For this reason, we also do without a exaggerated stockpilingFlour, pasta, eggs, sugar, frozen vegetables and strained tomatoes are always on hand – but that’s about it. The advantage: Because we buy more targeted, we not only spend less money, we throw away much less.

You don’t save on food – or do you??

I love good food! This does not have to be necessarily expensive, but simply fresh basic ingredients contain. The price is often less related to the quality, but with the Marketing of food together. At least if you Organic stores leaves out. Here are a few examples:

  • Frozen fish Is no worse in quality than the supposedly fresh fish from the fish counter (this was also delivered frozen, but then defrosted for customers, which in my eyes is more of a disadvantage than an advantage).
  • A great Bag of potatoes from the farmer is fresher and cheaper than potatoes from the supermarket.
  • Homemade feta dip tastes at least as good as the one from the delicatessen stand, but costs only 1/3.
  • Organic yogurt + Not only is jam from the discount store cheaper, but it’s also healthier than the expensive brand-name fruit yogurt with natural mold flavors – even the happy cows on the label won’t change that.
  • Usw.

Discount store vs. Supermarket

Of course, it’s also more fun for me to listen to music in a good mood while walking through the aisles of a modern supermarket to browse than through the Discounter to jet. And yes: It somehow feels better to me, too, to buy the cold cuts at the sausage counter than to just throw a pack of prepackaged ham in the cart…. but the question is: How much is this pleasure worth to me? Because the quality of the ham is identical. It even comes from the same farm – delivered only once in one piece and draped nicely and once cut right at the factory and packaged individually.

7 money saving tips for your weekly shopping

Basically there is no such thing as the one trick, with which we save – it is rather the sum of many small points that leads to the result in the end.

  1. A Budget book lead (at least for a week, z.B. with this app!)
  2. A -> Weekly meal plan create and make only one bulk purchase per week!
  3. At the discounter or. Farmers / buy on the market!
  4. Eat little meat!
  5. If possible do not buy finished products!
  6. Do without branded products!
  7. Drink tap water! -> here I once wrote about the advantages

The lead of the Household book by the way, was VERY annoying to me, but it was helpful to realize where all the money ends up and where it goes Saving potential gave. If you can keep it up for a month, it’s good – but basically there’s no such thing as enough one week, to get a rough overview. Anyway, it surprised me at the time how much money we spent in between on things that weren’t really worth it to us and how much money was suddenly left over at the end of the month. We have achieved this mainly by the introduction of our weekly mail header, that has cut our expenses almost in half. -> The template can print it out for free

Other concrete money-saving tips:

Here are some examples – feel free to write me if you think of any other tips:

  • Dips I make z.B. yourself (z.B. Mix cream cheese + garlic + sundried tomatoes).
  • Olives and Pepperoni I buy cheap in a jar and pickle them myself with some garlic + frozen herbs.
  • Salads I always buy in one piece and not ready cut.
  • Pesto I make fresh from garlic, oil, fresh basil and parmesan – but I use cashews instead of the expensive pine nuts.
  • Yogurt I buy in bulk (natural) or make it myself and add jam.
  • Chocolate cereal I stretch with oat flakes (they are super cheap and the muesli is then no longer so sweet).
  • Homemade pizza is much cheaper than frozen pizza – and tastes good on the Pizza Stone (<- Affiliate Link) baked like at the Italian.
  • I do not buy overpriced pan cake mixes in overly large plastic bottles, but make pancakes and co in the same time itself!

With everything Saving zeal there are also foods where the price doesn’t matter to me:

Food I do not pay attention to the price:

  • Meat: When we eat meat (ca. 1 time per week), then in organic quality!
  • EggsOrganic eggs do not cost much more than caged or barn eggs, but the hens are kept in a much more humane way.
  • Milk: I basically buy Organic pasture milk. Milk from cows that have been allowed to eat fresh grass contains much higher levels of beta-carotene, vitamins A and E, and omega-3 fatty acids.
  • Fruits and vegetables: Buy what we like – so: raspberries, passion fruit& Blueberries etc.!

Shopping with a plan: Our weekly menu

Even though I don’t always manage to stick to our plan (I just like being spontaneous way too much for that), it helps me a lot to have a Basic structure To have in mind. So if I’m not wandering haphazardly through the supermarket, ordering a quick pizza or inviting friends over for dinner, our plan looks something like this:

dining_plan_week_print_template_free

20 cheap family dinners for under 5 €

When creating the meal plan I access a List of favorite dishes back, which I created sometime together with the children. I combine these with 2 – 3 cheap meals from -> this list with dishes for under 5 € – some of which you also -> Here on my blog Finds. In addition there are z.B. Carrot salad or fresh fruit.

meal_planan_guenstig_family_poor_people_meals

So, those were my tips on the topic: Household organization Or. Save money on shopping. Do you have any questions? Or tips? Then write me with pleasure. Anyway, I am very happy about your feedback!

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