During training, trainees do not receive any financial benefits other than the monthly allowance. In order to be able to cover the living costs, the state supports them every month with child benefits. But why is the amount not transferred directly to the account of the trainees and how long can young people make use of the child benefit- Jobs-regional provides you with everything about the child benefit during training.
Child benefit during training
How much is the monthly amount of child benefit? Up to which age is one entitled to child benefit? Are parents allowed to keep the child allowance or do they have to give it to the child?? Questions about questions, which you ask yourself, if you receive child benefit and you find the answers here with Jobs-regional!
Table of contents:
1. Definition: Child benefit
What is child benefit?
With the birth of their own child, parents receive child benefit until the age of 18. Lebensjahr and maximally up to the 25. every month from the state. Child benefit can be applied for retroactively for up to six months at the family benefits office. It serves the basic provision of the children. This relieves the parents financially, especially if they have no or a low income.
Unfortunately, the minimum wage during training is often not enough to support oneself independently as an apprentice. Thus, in many cases, trainees are dependent on the child benefit.
Regardless of whether the child is in a school education or a dual education, a 1-year apprenticeship or a 2-year apprenticeship. In any case, the child must be under 25 years old to receive child benefit.
How long does one receive child benefit in education?
During the apprenticeship you will receive child benefit throughout, because the state assumes that the apprentice’s salary is not sufficient. Parents can receive child benefit up to the maximum age limit of 25 years. Special cases are the child’s disability or participation in voluntary service.
Is the child benefit dependent on the child’s income?
Child benefit is dependent on the child’s income if secondary education takes place. The young person may not exceed 20 hours per week. Income is irrelevant in the case of initial education.
Until when do you get child benefit without education?
As long as the family fund accepts the reasons for the absence of education, the child benefit is paid until the child is 25 years old. Reasons include illness, seeking training or rejection by the training company.
2. Who may receive child benefit?
The amount of child benefit is always transferred to the account of the parents or a legal guardian. The parents of the children are entitled to the child benefit. Since the parents are not always the biological ones, adoptive parents can also apply for it. In addition, it is possible to recognize stepparents, foster parents and siblings as well as grandparents as claimants under certain conditions.
Child benefit is due to each parent who has biological children as well as children related within the first degree (adoption). In addition, stepchildren and grandchildren living in the same household can be named when filing an application. Foster children without contact with birth parents are also entitled to child benefits.
In addition, although everyone can apply for child benefit – not every applicant receives an approval. Thus, German citizens who live with their children in Germany can receive child benefits. Under certain conditions, foreign nationals living in Germany will receive child benefits. Likewise it can be helpful if one bspw. with a German citizenship living abroad.
2.1 How much child benefit do you get?
The amount of child benefit increases on average every two years. After being increased in 2019, the next increase will occur in 2021. As the table below shows, the money increased by 25 EUR within 4 years.
Child benefit table as of 2018:
|01.01.2018||194 EUR||200 EUR||225 EUR|
|01.07.2019||204 EUR||210 EUR||235 EUR|
|01.01.2020||204 EUR||210 EUR||235 EUR|
|01.01.2021||219 EUR||225 EUR||250 EUR|
2.2 When does the payment end?
The payment of child benefit ends when the child is 25 years old. Until then the possibility to receive child benefit is. Everything that is financed beyond this no longer includes child benefit, but other support benefits that the adult child must apply for independently.
Factors such as education do not influence the claim. Despite education, children continue to receive the same child benefit amount.
3. Rules of the child benefit
Whether of age or not, only the parents, foster parents or adoptive parents are entitled to receive child benefits. The payment can be stopped until 25. The child’s age is determined by the regional family benefits office.
Entitlement to child benefit lapses if the young person works more than 20 hours a week or does less than 10 hours a week of his or her job in education or training. Excluded at this point are classic training occupations. Apprentices can pursue their education as a full-time employee while their parents still receive child benefits. Even marginal employment has no influence on the allowance.
Likewise, one is not entitled to child benefits if one receives benefits from inter- and supranational institutions. In addition, the entitlement lapses if the parents receive child allowances from the statutory accident insurance or child allowances from a statutory pension insurance scheme. In addition, benefits from abroad influence the child benefit, even if the amount is lower than the German child benefit.
3.1 Child benefit with over 25
If the child has enlisted in the armed forces for up to three years, the benefit is interrupted. Also as a development worker interruptions can take place. Since the break is taken into account, the period of entitlement may be extended beyond the child’s 25th birthday. year of age.
Admissions also occur in the case of a disability. In this way, parents of children with disabilities who are unable to support themselves independently can still receive the money after the age of 25. Birthday of the child.
In the case of training that lasts beyond the age of 25 or is started after that age, parents will continue to receive child benefits until the age of 25. Child benefit on the child’s 25th birthday. Everything that happens beyond that depends on the decision of the family insurance fund.
3.2 Child benefit after completion of the first training
After completion of the first training, the child benefit entitlement does not automatically expire. This means that the family fund must first check whether the young person is earning harmful income. If this is not the case, the child is still entitled to child benefit.
Harmful income refers to occupations that lead to the assumption that the young person earns sufficient income of his or her own. This includes gainful employment of more than 20 hours a week as well as income from non-self-employed work, from agriculture and forestry and from self-employed and/or commercial activities.
4. Possible consequences of a second education
Secondary education is the education that is considered to be further education. They build on or deepen the first one. Accordingly, full-time studies and a master course fall under the options of a second education.
The first education has no influence on the entitlement to child benefit during the second education. The age limit and the restriction of the weekly working hours are relevant. Because of this, young people can complete apprenticeships or study and, as long as they keep to the weekly hours, will be entitled to child benefit until they reach the age of 25. Support is provided until the child reaches the age of 25.
Even if there is the possibility to receive child benefit for the second training, the parents’ obligation to give the money to the children for maintenance lapses. Nevertheless, it is possible to claim payment of child benefits by affected young people if the parents do not voluntarily transfer the child benefits. If the profession cannot be practiced for health or other reasons, parents decide against the will of the child or the child for the sake of the parents, as well as incorrect assessment of the trainee’s talent in contrast to the requirements.
5. Special case for entitlement to child benefit
Before the child can start an apprenticeship, a school-leaving qualification must first be attained. In order to continue to receive child benefit during the transitional period that may occur between the end of school and the start of the training, the application must be submitted in good time.
The family benefits office pays for up to four months for the transition from school to work. If the young person has received an acceptance for a training company and the start date is more than four months in the future, then it is important to have the training contract before the expiration of the four months and to hand over a copy to the family benefits office. Then the entitlement to child benefit continues.
Another special case occurs when the young person is looking for a training place. The child must be listed with the employment agency as seeking an apprenticeship or must have submitted verifiable applications. Only then can parents continue to receive child benefits. In conclusion, the rule no longer applies if the young person refuses a commitment to training.
After school, many students decide to take a break from learning for a period of time and travel to different countries. Normally, the child benefit entitlement is lost in the process. However, one can prevent this by applying to training companies as a student and keeping refusals, acceptances as well as letters of invitation as evidence for the family fund.
In case of illness, a medical certificate must be submitted to the family insurance fund. A confirmation of the parents about the health condition of the child is not sufficient.
If their own child becomes pregnant and goes on maternity leave, parents continue to receive child benefits. At the moment the child goes on parental leave, the entitlement to child benefits expires.
6. Paying child benefit to child
As soon as the child no longer lives at home during education, the parents are obliged to pay the child benefit to their own child, even if the amount is transferred to the parents’ account. In case of refusal to pay, the trainee can contact the family fund and apply for diversion. In the case of an award, the child benefit is transferred directly to the child’s account without any detours.
You are entitled to child benefit during your education. Here the age and the private circumstances have influence on the claim.