Get rich: 9 tips that millionaires already know

How to become rich? Countless people are looking for an answer to this question. Money fascinates and money promises much. The description for a perfect life almost always mentions wealth as an important factor. Becoming rich is a goal in life, a motivation to put in the work, to give everything, to endure stress and effort. All this should pay off and show in the account. But how can this work, when reality shows that very few become rich? After all, if it were easy, everyone would become rich and make millions. Getting rich is difficult – but not impossible..

Get rich: 9 tips millionaires already know

➠ Contents: What to expect

Get rich: Money rules the world

"Money isn’t everything" and "money alone doesn’t make you happy either" – but everyone still wants exactly that: money, money and more money. Almost everyone secretly or quite openly dreams of becoming rich. Some people work until they drop, work overtime, and want the highest-paying job. Others rely on luck and play the lottery every week to win millions (despite tiny odds of 1 in 140 million.

Just the sheer idea of how much people can earn, is astonishing and disbelieving. Soccer players like Cristiano Ronaldo make tens of millions a year. But even this is no comparison with the richest people in the world. Elon Musk’s fortune is estimated at around $274 billion, Amazon founder Jeff Bezos comes in at just under $200 billion.

How rich are the richest people?

Unimaginable sums. To the relation: With a good salary of 100.000 a year – which is far above the average salary in Germany – would have to save every penny for two million years to get to 200 billion.

Even if you earn 100 euros every day.000 euros, you would almost 5.take 500 years to accumulate a fortune of 200 billion euros. But also only if you have no expenses.

Getting rich: Expectations of wealth

Hardly anyone gives in to the illusion of becoming so rich. What should you do with all that money, if it’s so much that a lifetime is not enough to spend it on?? But it doesn’t have to be tens of millions or even billions. Wealth – even in financial terms – can mean different things to different people.

But getting rich also has some things in common. Everybody expects something from having a lot of money. There are some classics that almost always apply:

No more financial worries

On the first place of reasons to want to become rich is financial security. No longer having to turn over every euro twice, no longer having to face the end of the month with worry lines, and no longer having to constantly look at the price tag when shopping. Turning your back on money worries forever is probably the biggest motivation to get rich.

Being able to realize wishes and dreams

The long-awaited dream trip around the world, a new car, a house for the family or the many other things for which the money has never been enough so far. Becoming rich means finally being able to afford everything you could only ever dream of before. With the necessary small change, nothing stands in the way of your dreams and desires any more.

Improve your status, reputation and recognition

For many people, money provides social recognition and a better reputation. The connection does not always work out, but becoming rich is nevertheless associated with recognition.

In shortBecoming rich promises a better life, which is why it is understandable that so many people strive for it.

How to become rich?

The hard truth: There is no silver bullet that will make you rich. If it were so simple, everyone would finally make a fortune. But many offers promise exactly that: get rich quickly, without much work, the money comes by itself… Here is the rule: leave it alone. In the end, only one person gets rich – the provider who takes advantage of other people’s hope or despair and fills his own pocket.

Getting rich is difficult, but not impossible. Especially if you don’t want to earn tens of millions right away, but think more realistically and frugally, chances are you’ll earn and save enough money to fill your bank account. These tips will help:

Think long-term

You will not become rich overnight, unless you are actually the one in a million who wins the lottery. Apart from that, becoming rich succeeds above all through one characteristic: patience. No matter which way to make more money you choose, they all take time, usually many years, and your wealth will usually not make huge leaps but develop slowly in the process.

Reduce your costs

The first thought to get rich is to make more money. However, it promises just as much success if you reduce your costs and thus save cash every month. Shop cheaper, save on electricity, maybe even move into a cheaper apartment, leave your car at home more often and take your bike or walk instead. Even small savings quickly add up to many thousands of dollars in the long run.

Don’t leave your finances to chance

If you want to become rich, you need to take a hard look at your financial situation. This is not a pleasant and not always an exciting task, but absolutely necessary. How much you earn? How high are your running costs? What is left at the end of the month? What do you spend the most money on? Are there loans or other expenses that will diminish over time? A detailed budget book can be the best solution and a real magic bullet.

Only with a complete overview of your finances you can work on becoming rich. The following applies: Start as early as possible. Getting rich takes time. Don’t put your finances on the back burner, take care of them right away. If you only start in your mid-40s, you’re already missing a good 20 years that you could have used.

Invest your money

You don’t get rich by just putting money on the side. You have to make it work for you – don’t park it in your stocking at home or on a savings account without any interest worth mentioning. Stocks are a popular investment that pay off in the long run if you manage your risks properly. The rule is: never put all your eggs in one basket, but look for a diversified, secure portfolio of shares. Well suited are broadly diversified ETFs.

Additional diversification brings other forms of investment. Popular and a suitable means to become rich is real estate. However, these require a higher starting capital or the willingness to first take out a loan. If in doubt, consult an expert to develop a suitable investment strategy.

Invest in yourself

Get rich through your personal achievements, successes and skills. If you are good at what you do, you will get more money for it. As you build your skills, you become a valuable employee and can become a sought-after expert in your field. The more you invest in yourself, the greater the chance that you will become rich.

This is not only about financial investments, but especially for time. Take the time for further training and education. Use your free time to study important topics and deepen your knowledge. You are your biggest asset – learn to use it.

Build up several pillars

A secure job with good income is important and the first step if you want to get rich. Even better additional income by getting money from different sources. This can be a second job you take on or self-employment you pursue alongside your job.

The extra effort is not easy, but if you want to have more than everyone else, you must also be prepared to do more than everyone else.

Don’t settle

Gratitude is important, but you will only become rich if you are not satisfied with what you have already achieved. You can resign yourself to your salary, accepting that this will hardly grow for the next 10 or even 20 years – or you can keep your ambition, even if you already earn well, and aim even higher.

Do what it takes

This sounds very vague, but it is a serious tip to become rich. Of course, this does not mean that you should rob a bank or look for a rich partner. But you must recognize what is necessary on your way to become rich. This may mean that you have to move your center of life in order to use your talents where they are really needed.

Changing jobs may also be necessary, to climb the career ladder and get a pay rise with every change of job. This may not be easy and may take some effort, but it will bring you closer to your goal.

Give 120 percent at work

Apart from winning the lottery or a life as a superstar, the best way to get rich is no real secret: work hard, do your best at your job and get paid well for it. You almost always lay the foundation for wealth through your work.

Get rich quick?

The tips also show: If you want to get rich as quickly as possible, you have to rely mainly on your luck. A large fortune does not come overnight, as long as you do not win at gambling. Investments are an alternative to get rich quick, but the following applies here: Only if you take an enormous risk, the capital can be increased quickly – or just lost completely.

Getting rich in 10 years

More realistic is a period of at least ten years. If you save regularly during this period, invest your money, benefit from price gains, dividends and the compound interest effect, you can already build up a considerable sum of money.

Invest 400 euros every month, After 10 years, assuming an annual interest rate of 5 percent, you will have already accumulated more than 60 percent.000 euros. If the period is extended to 20 years, the wealth is already almost 160.000 euros, even though you only have 96.have deposited 000 euros. Interest makes up the rest.

Get rich young: When will the money come?

Unfortunately, many people spend their lives unsuccessfully chasing the dream of becoming rich. But if you do make it and become a millionaire, you should have a little patience. An American study shows: Very few get rich young. Most don’t make it (if at all) until the end of their working lives.

The results of the study summarized:

  • The average millionaire reaches this status at the age of 58.5 years.
  • The average U.S. millionaire will do this at age 59.3.
  • Both men and women have achieved this by investing an average of 20 percent of their income in shares (almost 80 percent).

The study reveals another aspect in addition to age: Most people get rich by courageously and consistently cutting back on consumption. It’s not a one-time million-dollar deal, but years of work and the willingness to invest a fifth of your income instead of spending it immediately.

Get Rich: These are the people you should surround yourself with

It may be your personal goal to become rich, but the path will be all the stonier if you want to walk it completely alone. It promises more success, if you surround yourself with the right people, who stand to you aside, offer assistance and orientation or reprimand you also once. These are particularly desirable:


True friends you can always rely on and trust blindly. These serve several important functions at once: For one thing, they help you stay grounded and realize that money just isn’t everything. At the same time, you offer a good balance to your stressful and exhausting everyday life. Last but not least, it’s the people you can really trust when it really works out with getting rich – because then, at the latest, a lot of apparent friends suddenly appear.


Giving up is the easiest way, but it also guarantees that wealth will not be achieved. For you to persevere, you need motivators to push you, to encourage you, to help you stay on the ball. This can be companions who share your goal or friends and family members who support you again and again.


In many situations it is immensely helpful when someone gives good advice. A mentor can be just that person on your way to a great fortune. He is adviser, coach and critic in personal union and stands with all questions or problems with words and deeds aside.

Role models

Finally, you should look for role models, people who have already made it and whom you want to emulate. At the same time you should not copy, steal ideas or try to follow exactly in the footsteps of. Rather, you should learn from your role models, benefit from their experiences, avoid mistakes they have made and be inspired.

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